Starling
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- 12 years of experience
- United Kingdom
Starling Bank is a UK-licensed prudential institution that operates without a physical branch network, delivering its services through a proprietary f...
About Starling
Starling Bank is a UK-licensed prudential institution that operates without a physical branch network, delivering its services through a proprietary full-stack cloud infrastructure. Its operational model is characterized by a lean corporate structure and a 100% API-based architecture, enabling real-time transaction processing and direct integration with payment schemes like Faster Payments and SEPA. The bank’s strategic focus has shifted from hyper-growth to institutional maturity, evidenced by its diversified revenue streams which include consumer lending, SME banking, and a specialized Banking-as-a-Service (BaaS) division called Engine. As of May 2025, Starling maintains a robust balance sheet with £11.1 billion in customer deposits and has transitioned into a consistently profitable entity, distinguishing itself from the wider digital challenger bank sector through sustained fiscal discipline and a high ratio of active primary accounts.
- Basic information about Starling
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Location: United Kingdom
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Business model: B2C
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Year established: 2014
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Specializations: Banking
Services Starling offers
Social media & blogs
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Programming languages Starling uses
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Resources for developers & SDKs, APIs
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Communities for developers & other technologies Starling uses
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