About Affirm

Affirm is a U.S.-based fintech company offering transparent, point-of-sale financing and buy now, pay later (BNPL) solutions for consumers and merchants. Founded in 2012, Affirm enables shoppers to split purchases into fixed, predictable installments with clear terms, upfront pricing, and no late or hidden fees. Affirm focuses on responsible lending by underwriting every transaction individually and using real-time data to assess affordability. The company partners with thousands of merchants across e-commerce, travel, and retail, helping them increase conversion and average order value while giving consumers a more transparent alternative to traditional credit cards.

Basic information about Affirm

Location: Stati Uniti

Business model: B2B

Year established: 2012

Specializations: BNPL  

Services Affirm offers

Social media & blogs

Programming languages Affirm uses

• Python
• Kotlin
• Java

Resources for developers & SDKs, APIs

Communities for developers & other technologies Affirm uses