Paymentology and Chikwama Pay launch Africa's first WhatsApp-enabled neo-bank

Paymentology, a leading global payment services provider, announces a partnership with Chikwama Pay, a pan-African neobank providing accessible financial services via WhatsApp.

Together, they form Africa's first WhatsApp-enabled neo-bank with a fully integrated borderless payment system, providing secure, seamless, and affordable financial services to millions of people across the Southern African Development Community (SADC) who lack access to financial services.

Chikwama Pay is a pioneer in borderless banking in Africa, enabling customers to bank, borrow, insure, save, and transact directly through WhatsApp, without the need for a separate app. The platform focuses on migrant workers, informal traders, women who are often excluded from traditional financial services, and underserved communities who need reliable and affordable access to cross-border financial services.

W ramach partnerstwa Chikwama Pay wykorzysta platformę Paymentology do wydawania i przetwarzania płatności w chmurze, aby:

Issue and service debit cards with real-time transaction management. Expand your business across multiple SADC markets while maintaining compliance with local regulations and global scalability. Offer advanced payment features, including dynamic spending control and multi-market operations.

"We are delighted to support Chikwama Pay's WhatsApp-based banking offering. Their model demonstrates how familiar digital channels can be leveraged to expand access to financial services, and we look forward to supporting their expansion in the SADC region." – Kesheni Moodley, Regional Director, Paymentology "Our mission is to remove geographical, cost, and complexity barriers in African finance. With Paymentology’s global expertise and secure infrastructure, we can now grow faster, cross borders, and deliver truly cross-border financial services to millions of people who have long been excluded.” – Alestair Mawoneke, CEO, Chikwama Pay

“We are delighted to support Chikwama Pay’s WhatsApp-based banking offering. Their model demonstrates how familiar digital channels can be leveraged to expand access to financial services, and we look forward to supporting their expansion in the SADC region.”

– Kesheni Moodley, Regional Director, Paymentology

"Our mission is to break down geographical, cost, and complexity barriers in African finance. With Paymentology's global expertise and secure infrastructure, we can now grow faster, cross borders, and deliver truly cross-border financial services to millions of people who have long been excluded."

– Alestair Mawoneke, CEO of Pay Fund

The partnership accelerates Chikwama Pay's vision to become a leading pan-African neo-bank, while reinforcing Paymentology's commitment to creating innovative solutions that promote financial inclusion in emerging markets.